产品权益

  • 普卡、金卡开卡当月刷卡消费或取现一次(不限金额)免首年年费;首年再刷卡消费或取现五次(不限金额)免次年年费;次年刷卡消费或取现五次(不限金额)免第三年年费;第四、第五年年费以此类推。白金卡没有年费优惠。
    For a classic card or a gold card, the annual fee for the first year is waived if you pay by card or conduct cash advance (no amount limit) once within the month when the classic card or gold card is activated; the annual fee for the second year is waived if you pay by card or conduct cash advance (no amount limit) 5 times within the first year; the annual fee for the third year is waived if you pay by card or conduct cash advance (no amount limit) 5 times within the second year; the same rule applies for the annual fees of the fourth and fifth years. There is no preferential annual fee for a platinum card, but the annual fee of its supplementary card is reduced by half (any adjustment of the above polices shall be subject to the latest policies published by China CITIC Bank).
  • 联名卡用户可无限次下载庞大旅游目前已经出版的40款电子产品及今后出版的各类电子产品;三折优惠价格购买庞大旅游目前已经出版的9款纸质图书及今后出版的各类纸质出版物;享受庞大旅游合约商家的优惠和返现。
    Cardholders of the joint credit card are entitled to FREE downloads of Panda Guides' 40 eBooks about traveling China and Job Weekly e-zine from Panda Guides' mobile app;Purchase any of Panda Guides' travel guide books and maps at the discount of 70% off;Discounts and rebates from Panda Guides'business partners.